Privacy Policy
Privacy Policy
Last Updated: January 24, 2025
1. Introduction
Accountable Financial Management Corp ("AFMC", "we", "our", or "us") is a financial services company committed to safeguarding the privacy of our clients and website visitors. This Privacy Policy outlines how we collect, use, disclose, and protect your Personal Information when you interact with our website, afmcgroup.com ("Website"), utilize our online services, or engage with our financial products and technology solutions (collectively, the "Services").
2. Scope
This Policy applies to Personal Information we collect:
- Through Our Services: This includes online account access, financial calculators, online forms, and any online tools we offer.
- In Communications: Emails, text messages, and other electronic messages between you and AFMC.
- From Your Interactions: This includes your interactions with our emails, online advertising, and applications on third-party websites and services, if those applications or advertising include links to this policy.
- From Various Individuals: This includes former, current, and prospective clients, individual investors, representatives of businesses we serve, and others who use our Services or interact with us regarding our Services or business.
3. Information We Collect
We collect various types of information, including:
- Personal Information: Information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household, such as:
- Identifiers: Name, postal address, email address, phone number, Social Security number, online identifiers, account usernames, passwords, IP address.
- Financial Information: Income, assets, liabilities, tax information, investment objectives, risk tolerance, bank account information, credit card information, transaction history.
- Commercial Information: Records of products or services you have purchased, considered, or shown interest in.
- Internet Activity: Browsing history on our Website, search queries, interactions with our online ads or emails, device information, operating system, browser type.
- Geolocation Data: Physical location information.
- Inferences: Drawn from your Personal Information to create a profile reflecting your preferences and tendencies.
4. How We Collect Information
- Directly From You: When you provide it through forms, communications, or when engaging with our Services.
- Automatically: As you navigate our Website, using cookies, web beacons, and similar technologies.
- From Third Parties: To verify your identity or obtain credit information, we may collect information from credit bureaus, financial institutions, or other sources with your consent.
5. Use of Information
We use your information to:
- Provide and Improve Services: Operate, maintain, and improve our Website and Services; personalize your experience; develop new products and features.
- Communications: Respond to your inquiries, provide customer support, send administrative information, and, with your consent, marketing communications.
- Legal Compliance: Comply with applicable laws, regulations, and legal processes.
- Protect Our Rights: Enforce our Terms of Use, prevent fraud, and protect the security and integrity of our Services.
6. Disclosure of Information
We may disclose your information to:
- Service Providers: Third parties who assist us in providing Services, such as data analytics, payment processing, IT support, and customer service, subject to confidentiality obligations.
- Affiliates: Our subsidiaries and affiliates for business purposes.
- Business Partners: Financial institutions with which we partner to offer products or services, with your consent.
- Legal Authorities: As required by law or legal process, to protect our rights, or in connection with an investigation.
- Merger or Acquisition: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred.
7. Data Security
We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or method of electronic storage is completely secure.
8. Your Choices
- Access and Correction: You can access and correct your Personal Information by logging into your account or contacting us.
- Marketing Communications: You can opt out of receiving marketing emails by following the unsubscribe instructions in the email or contacting us.
- Cookies: You can adjust your browser settings to manage cookies. However, disabling cookies may affect the functionality of our Website.
9. State Privacy Rights
Residents of certain states, including California, Nevada, Colorado, Connecticut, Virginia, and Utah, have additional rights regarding their Personal Information. These may include rights to access, correct, delete, or obtain a copy of your information, as well as to opt out of the sale or sharing of your information.
10. Children's Privacy
Our Services are not intended for children under 13. We do not knowingly collect Personal Information from children under 13.
11. Third-Party Websites
Our Website may contain links to third-party websites. This Policy does not apply to those websites, and we are not responsible for their privacy practices.
12. Changes to this Policy
We may update this Policy from time to time. We will post any changes on our Website and notify you as required by law.
13. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Accountable Financial Management Corp
501 Main St Suite B + C
New York, NY 10044